Thursday, April 13, 2017

Issue Number: 501

P2P Lending: The New Banking Alternative XX

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Overview Following the global financial crash of 2008 - 2009, the heart of the banking sector finally began to beat once again. One phenomenon of note that emerged in the wake of the crisis was the rise of so-called peer-to-peer (“P2P”) lending services, which offer an alternative to conventional credit facilities organized by banks or other financial institutions. These P2P services were quick to attract the public spotlight, as they offer simplified and expedited procedures, quick lending decisions and better interest rate deals for borrowers, as well as lenders, in comparison with conventional financial-service institutions....
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